Pioneering climate
risk assessments

refinq - Nature and climate risk solution platform for enterprises

Driven by science, trusted by business

Join the organizations committed to change

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Using climate risk data to guide business strategy

New data demonstrate that investing in climate protection is far more economical than dealing with future damage; indeed, the cost of implementing climate protection measures is six times less than the cost of inaction.
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Decision-grade data

We integrate and analyse extensive data sets on climate risks to provide insights and actionable intelligence for decision-makers.
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Scenario based

We develop climate risk scenario analyses based on the latest climate models and data to assess potential financial impacts on investments and corporate portfolios.
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Fully compliant

Our physical climate risk analysis is fully aligned with the Climate Risk and Vulnerability Assessment from the EU Taxonomy as well as ESRS E1 (CSRD).

Physical risks overview

Cyclone
Wind
Heat stress
Temperature variability
Heat wave days
Cold spell days
Frost days
Ice days
Wildfire
Water stress
Drought
Rain
Hail
Snow
Coastal flood
River flood
Crop failure
Soil erosion
Landslide
Earthquake
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"refinq has significantly improved our climate risk management with its user-friendly solution that integrates seamlessly into strategic decisions. They're a reliable partner, and we look forward to continuing our sustainability journey with them."
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Edin Boskovic |Head of Riskcontrolling @ Wiener Stadtwerke

How refinq works

Minimal inputs per asset

  1. Location | Coordinates | Address | Shape

  2. Business Activity | NACE Code | EU Taxonomy

  3. Optional inputs: Time horizon | Monetary value

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Extensive Data

  • Different climate scenarios until the year 2100

  • Worldwide coverage for all risks

  • Proprietary machine learning model based on latest scientific discoveries

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Transparent results

  • Individual reports

    • Detailed assessment of the potential risks for each asset

  • Audit compliance

    • Thorough documentation of each data source and methodology

  • API Interface

    • Seamlessly integrate our climate risk data with your existing systems through a customizable API interface

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"refinq enables precise climate risk assessment and proactive management, helping us make informed decisions and achieve our sustainability goals efficiently. Their reliable insights have boosted our confidence in our initiatives."
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Marika Püspök |Chief Climate Officer @ Wiener Stadtwerke

An innovative blend of geospatial analysis and technical expertise set us apart

We excel in decoding the complex interplay of physical locations and business activities to deliver nuanced risk evaluations.
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Multifactorial risk and
scenario coverage

Our platform aligns and updates data across different climate scenarios. Keeping up to date with the newest insights and methods, providing a comprehensive view of potential climate risks.
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Transparent
methodology

Far from being a black box, our analyses are designed to be fully traceable, comprehensible and well documented. This clarity not only empowers our clients with deeper understanding but also simplifies the process for auditors.
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Worldwide coverage and
high resolution

Our unique methodology ensures global coverage in metrics while maintaining local precision. This dual focus enables businesses to make informed decisions, comparing global results with specific, location-based insights.

Start managing nature's interdependencies
with your business now!

Integrate sustainability data into your strategic decision-making processes.

Explore in-depth insight into climate risks and business

Dive into our latest blog articles for expert analysis, trends, and solutions to navigate the challenges of a changing climate.

Green or Gone: The Financial Stakes of Climate Action

As climate change intensifies, businesses are grappling with a new challenge—how climate risk and monetary policy intersect. The "climate risk-taking channel" shows how central bank decisions, such as changes in interest rates, can impact companies, particularly those with a high carbon footprint. Explore how businesses can navigate the dual pressures of climate risks and tightening monetary policy.

Read more

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Scorched Supply Chains: How Heatwaves Disrupt Business

With record heatwaves in 2024, businesses face disruptions in supply chains and workforce productivity. Learn how refinq helps companies build resilience against extreme heat risks.

Read more

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Crunching the Numbers: Ignoring Climate Risk Could Cost You Big

Natural disasters are on the rise, driving record financial losses. Discover how refinq’s climate risk assessments can help protect your business and future-proof your investments.

Read more

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Europe's Drying Landscape: A Call to Action

Drought is becoming a persistent crisis across Europe, with severe impacts on ecosystems, agriculture, and economies. As climate change accelerates, regions like Southern Europe face worsening water stress, crop failures, and energy shortages. The economic toll could quintuple by 2100 with continued warming. Megadroughts and cascading risks like wildfires add to the urgency for action.

Read more

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FAQ

Frequently asked questions answered

What is refinq and how does it support nature and climate risk management?

refinq is a Software as a Service (SaaS) platform that translates complex environmental data into nature and climate risk profiles, and provides recommendations for action that can be deployed by corporates.

We assist businesses in assessing and managing nature and climate risks across their assets, ensuring compliance with frameworks like TNFD, CSRD, and ESRS, reducing business operating costs, and future-proofing supply chains. refinq’s tool expands the reach and effectiveness of corporate nature teams.

How does GaiaGuide enhance refinq's Nature Intelligence Hub?

GaiaGuide is an AI-powered tool within refinq's platform that provides tailored, location-specific nature-positive actions. It goes beyond identifying risks by offering actionable strategies to mitigate them, helping businesses leverage their natural capital for operational resilience.

What types of climate and nature risks does refinq assess?

refinq evaluates a range of climate hazards, including temperature changes, floods, and wind patterns, alongside nature risks like species extinction, land degradation, and biodiversity intactness (and many more). These assessments are location-specific and aligned with global regulatory frameworks.

Is refinq's data compliant with international reporting standards?

Yes, refinq's assessments align with key frameworks such as the Taskforce on Nature-related Financial Disclosures (TNFD), Corporate Sustainability Reporting Standard (CSRD), and European Sustainability Reporting Standards (ESRS), ensuring compliance with international regulations.

How granular is the data provided by refinq?

refinq offers hyper-granular data, creating nature assessments for any company location globally with a granularity of up to 25 meters. This allows for precise risk evaluation and management at the asset level.

Can refinq forecast environmental impacts into the future?

Yes, refinq allows for forecasting environmental impacts based on four climate scenarios up to the year 2100. This forward-looking approach aids in long-term strategic planning and risk mitigation. 

How does refinq translate environmental risks into financial terms?

refinq provides financial damage estimates for both climate and nature risks, enabling businesses to quantify potential financial impacts and make informed investment and operational decisions.

Is refinq suitable for global operations outside the EU?

Absolutely. refinq's assessments follow international frameworks like TNFD and our data souces have truly global reach.

What industries can benefit from using refinq?

refinq serves a diverse range of industries, including utilities, manufacturing, financial institutions, and more. Any organisation seeking to understand and manage its nature-related risks can benefit from refinq's platform.

How can I get started with refinq?

To begin leveraging refinq's Nature Intelligence Hub and GaiaGuide, you can book a demo through here. This will provide a comprehensive overview of how the platform can be tailored to your organisation's specific needs.

The Nature Tech Intelligence Hub from refinq enables enterprises to move beyond risk measurement—empowering them to act. Our platform helps companies transform climate and biodiversity risks into opportunities to reduce costs, future-proof operations, and stay competitive in a rapidly changing world.

By combining high-resolution geospatial data with AI-powered analytics, we deliver asset-specific insights that support smart decision-making and concrete nature-positive strategies. refinq can ensure your nature team goes far beyond compliance to improve operations, cut costs and protect supply chains.

Key capabilities: Site-specific risk assessments down to 25m resolution, revealing how climate and nature impact individual assets—and what to do about it. Actionable reporting aligned with CSRD, TNFD, and ESRS—giving you compliance and clarity in one place. Built for business relevance and operational efficiency, refinq’s Nature Tech Intelligence Hub empowers organizations to spot risks early, reduce resource dependency, and act on nature as a lever for resilience and value creation.

From science to action—refinq is the missing link between ecological intelligence and enterprise-grade decision-making.

Your assets are exposed to mother nature. It’s time to act.

refinq: Nature Risk Management Platform for Enterprises

refinq GmbH

Künstlergasse 11/DG
1150 Vienna
Contact us
Book a demo
Künstlergasse 11, 1150 Vienna, Austria
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