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    Your physical assets
    are exposed to
    mother nature.

    It’s time to act.

    refinq: Nature and Climate Risk Solution Platform for Enterprises

    book a demo
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    Your physical assets, being exposed to Mother Nature and at the same time heavily reliant on her resources, pose a substantial and strategic risk — not just to the bottom line, but to your entire legacy business.

    How do nature and climate risks materialize?
    How do they affect your legacy business?

    Nature as well as climate risks build up over three spheres: political, societal, and the natural environment. Employ refinq early to mitigate risks from all three spheres, thereby avoiding costs from production interruptions, liabilities or damages.

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    refinq is a science-based risk management platform that monitors, investigates, prepares for, and manages risks from your physical assets' exposure to nature and climate

    On top: refinq mitigates risks that threaten access to your mission-critical resources.

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    High Granularity

    Multi-layered datasets provide comprehensive ecological awareness critical for business operations.
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    Geospatial Forecasting

    Evaluate financial risks associated with climate change and biodiversity loss in 4 scenarios until the end of the century.
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    Actionable Insights

    Understand nature's impact on your business and vice versa to take the necessary steps to reduce exposure and to ensure strategic resource availability for the next hundred years.
    refinq's proprietary AI algorithms analyze nature and climate data to fill data gaps through precise environmental analyses. These insights are then used to calculate financial impacts like cost savings, risk mitigation, and revenue effects, enabling clear assessment of environmental risks and opportunities.

    Watch refinq in action:

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    Ready to get Started?

    Contact our experts and schedule a free demo.

    book a demo

    refinq forecasts nature's financial impact.

    Real-Time Dashboard

    Provides a real-time view of the location-based relationship between your organization's assets and nature, highlighting key insights, trends, and risks.

    Geospatial Scenario Analysis

    Simulates various scenarios and gain valuable insights into how changes in biodiversity may affect financial performance and vice versa.

    Automated Reporting Module

    Automated climate compliance reporting aligned with international disclosure frameworks (TNFD, CSRD, ESRS, SBTN, etc.)

    Trusted by

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    We are a bunch of impact-driven scientists, developers and lawyers:

    Learn more
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    refinq turns climate and nature data into actionable financial insights to protect and enhance business value for legacy enterprises.

    book a demo

    We provide you with the essentials for a successful business strategy

    Achieve long-term revenue growth, minimize risks and potential losses, and ensure that your organization meets current and future legal requirements.

    See the full picture

    refinq is the only solution that reports and measures both physical climate and biodiversity risks and opportunities for your location. Why? Because climate and nature are two sides of the same coin. It makes no sense to only look at one of them.
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    Measure financial impact

    The impact of nature goes far beyond reporting frameworks, regulations compliance. Use refinq to learn the full financial risks and opportunities of nature to your business and your baseline. The right data leads to the right decisions.
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    Get reporting right, every time

    We help leading companies stay ahead of nature reporting frameworks and the latest regulations. refinq covers a vast amount of climate & nature data needed for disclosure, saving a significant amount of time in the process.
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    Simply understand the full extent of your exposure to climate and nature.

    Sustainability and risk managers use our SaaS platform to automate the analysis and mitigation of complex biodiversity and climate impacts into tangible insights and financial forecasts to significantly improve decision making.

    book a demo

    Physical Risks

    The potential negative effects of climate-related changes on specific locations, such as landslide, floods or droughts.

    Impacts on Biodiversity & Ecosystems

    Understanding and minimizing your impact on the environment is essential for mitigating future negative consequences.

    Dependencies on Natural Resources

    Natural resources such as fresh water supply are often vital for the ongoing economic activities of numerous companies.

    Financial Impact

    Companies will bear the expenses for ecosystem restoration in the event of their destruction.

    Backed by

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    What else we think you should know

    Answers to frequently asked questions to help you understand how refinq can streamline your environmental financial planning.

    What is refinq?

    refinq is a Software as a Service (SaaS) tool that translates environmental data into actionable financial insights for businesses.

    How granular is our data?

    We can create nature assessments for any company location globally with a granularity up to 25m.

    Does refinq's data meet regulatory demands?

    Yes, our assessment is aligned with international disclosure frameworks, such as the The Taskforce on Nature-related Financial Disclosures (TNFD), Corporate Sustainability Reporting Standard (CSRD) and European Sustainability Reporting Standards (ESRS).

    How far can I forecast into the future?

    refinq allows for forecasting the environmental impact based on four climate scenarios until the end of century to the year 2100.

    Is refinq science based?

    Yes, we are using the latest socioeconomic and climate models used in complexity research, enriched with your asset data to create accurate nature assessments. Moreover, we are aligned with the Science Based Target Network (SBTN).
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