Nature & climate tech that turns risk into action—and action into competitive advantage
Why understanding nature risk is essential for your business resilience
Driven by science, trusted by business
Join the organizations committed to change
refinq's Nature Intelligence Hub
We don't just measure risk, we tell you how to reduce it
Map risks
We support your risk team to understand portfolio exposure and prioritise locations with our straightforward Nature Risk and Climate Risk scores
Report with confidence
We provide your nature and ESG teams with the metrics they need to assess ensure regulatory compliance, create compelling nature strategies, and generate accurate, audit-ready, downloadable reports
Take decisive action
Our GaiaGuide tool recommends tailored, costed nature actions based on refinq’s location-specific metrics and your business activity—helping reduce risks like flooding, pollution, and wildfire.
How refinq works
We combine geospatial analysis with machine learning to decode the complex interplay between physical locations, nature, and business activities. You provide your location and business activity data and we calculate the nature and climate risks.
The right metrics for quality insights
Our nature metrics encompass atmosphere, landscape, freshwater, soil, marine and biodiversity risks. Our climate metrics cover temperature, wind, water and solid mass risks
Easily upload data, integrate with existing tools, and generate reports tailored to your specific needs. All metrics and underlying methodologies are described in detail.
Use cases: What you can achieve with refinq
Clients who trust us:
Equipping a civil engineering firm to manage operational risk during highway construction
Road construction often passes through drought-prone regions with variable soil stability. Weather and climate can interact to turn risks into realities.
Real-time weather alerts
Wind warnings support site managers to deploy temporary dust suppression measures to protect worker health during earth works. Rain alerts allow pre-emptive deployment of erosion control measures and water quality monitoring pre- and post-storm.
Climate risks are operational risks
Relevant alerts allow infrastructure clients to optimise maintenance timing and resource use, proactively manage compliance risks and reduce operational costs.
Helping MM Group manage nature risks from forest source to final packaging product
Future-proofing packaging value chains relies on anticipating nature and climate risks. Sustainable sourcing stories need credible forest metrics to build trust with clients and investors.
Nature metrics for supply chain management
Our water stress metrics reveal where forests are vulnerable and mills face operational risks. Our above-ground biomass data captures forest carbon stocks and recovery potential. Together with other indicators, these insights help MM Group understand nature impacts and dependencies—both within their operations and across their supply chain.
Here's what they say:
“Together, these metrics create a holistic picture of forest ecosystem health and sourcing resilience.”
MM Group
Enabling Wiener Stadtwerke to manage climate risks and protect Austria's energy supply
As Austria's largest energy company, Wiene Stadtwerke faces significant physical climate risks.
A single source for climate insights
Wiener Stadtwerke's sustainability, reporting, and risk officers all rely on refinq's Nature Intelligence Hub to understand climate risks – from heat stress, to river flood, to wind damage – across a portfolio of 5,000 site locations.
Here's what they say:
“refinq's solution is easy to handle and, thanks to the way it’s presented, can be seamlessly integrated with strategic decision making.”
Edin Boskovic,
Head of Risk Control – Wiener Stadtwerke
Supporting a food & beverage producer to reduce nature and climate risks in sugar supply chains
Sugar sourcing spans multiple ecosystems — from beet fields to tropical cane. Understanding nature and climate risks strengthens supply chain resilience and reinforces product sustainability claims.
From knowing the nature of the risks...
refinq quantifies nature impacts, dependencies, and climate risks—such as nutrient runoff, water stress, and wildfire—across locations in multiple sugar sourcing regions.
...to protecting supply in a changing world
We empower procurement teams with upstream climate and nature risk insights that strengthen supplier relationships and drive long-term resilience.
Informing thyssenkrupp's water-smart corporate nature strategy
A strong nature strategy requires relevant and targeted on-site risk reduction. refinq supports this with robust nature and climate data that can objectively measure success, ensure compliance with evolving regulatory frameworks, and support long-term business resilience.
From climate risk mapping
refinq mapped 23 climate risks over ~ 650 of thyssenkrupp's locations globally - from heat stress to coastal flood risk. This supports risk analyses for ongoing operational resilience.
To a data-led corporate nature strategy
Our location-specific nature impact and dependency metrics provide the data to inform and quantify the success of thyssenkrupp’s water-focused nature strategy.
Twinning on-site nature actions with off-site nature restoration for industrial clients
Combining on-site actions with high-integrity off-site restoration delivers a complete and credible nature-positive outcome—supported by refinq's relevant, objective metrics that evidence progress.
Measuring risks and taking on-site actions
refinq provides clear metrics for nature and climate risks, and provides ESG teams with on-site mitigation recommendations with estimated budgets and implementation times with our GaiaGuide tool.
Pairing your sites with the right restoration projects
Working with greenaccount, refinq helps clients match residual nature and climate risks with targeted off-site restoration—enabling transparent, measurable nature-positive outcomes aligned to TNFD and ESRS.
Providing portfolio risk scans for financial institutions
refinq equips banks with company- and portfolio-level nature and climate risk scores—making it easier to identify natural capital risks and opportunities across their investments and generate alpha.
How exposed are your investments to nature?
"Nature and climate risks have long been treated as peripheral to business value. At refinq, we’re changing that—turning natural capital from an invisible asset into a visible one. We empower asset managers and banks to see the full picture of their investments and generate financial returns in an era defined by environmental change."
Dr Stuart Auld,
Director of Science – refinq
We can tell you
refinq works with trusted partners to map the locations of publicly listed enterprises. With this extensive location data, we can determine the location, company and fund exposure to climate and nature risk.
Use cases: What you can achieve with refinq
How can we help you unlock the value of nature and climate in your businesse
Portfolio risk scans for financial institutions
refinq provides banks with nature and climate risk scores across companies and portfolios—supporting risk-aware investment strategies and unlocking alpha generation.
Informing a water-smart corporate nature strategy - thyssenkrupp
A strong nature strategy requires relevant and targeted on-site risk reduction. refinq supports this with robust nature and climate data that can objectively measure success, ensure compliance with evolving regulatory frameworks, and support long-term business resilience.
Nature risks management from forest source to final packaging product - MM Group
Sustainable sourcing stories need credible nature metrics to build trust with clients and investors. We privide MM Group's ESG team with the data-led insights they need.
Protecting Austria's energy supply through effective climate risk management - Wiener Stadtwerke
Energy company sustainability, reporting, and risk teams use refinq’s Nature Intelligence Hub as a single source of truth to assess climate risks across thousands of sites.
Ready to take control of your nature risks?
Start your journey towards a nature-positive strategy today.
FAQ
Frequently asked questions answered
What is refinq and how does it support nature and climate risk management?
refinq is a Software as a Service (SaaS) platform that translates complex environmental data into nature and climate risk profiles, and provides recommendations for action that can be deployed by corporates.
We assist businesses in assessing and managing nature and climate risks across their assets, ensuring compliance with frameworks like TNFD, CSRD, and ESRS, reducing business operating costs, and future-proofing supply chains. refinq’s tool expands the reach and effectiveness of corporate nature teams.
How does GaiaGuide enhance refinq's Nature Intelligence Hub?
GaiaGuide is an AI-powered tool within refinq's platform that provides tailored, location-specific nature-positive actions. It goes beyond identifying risks by offering actionable strategies to mitigate them, helping businesses leverage their natural capital for operational resilience.
What types of climate and nature risks does refinq assess?
refinq evaluates a range of climate hazards, including temperature changes, floods, and wind patterns, alongside nature risks like species extinction, land degradation, and biodiversity intactness (and many more). These assessments are location-specific and aligned with global regulatory frameworks.
Is refinq's data compliant with international reporting standards?
Yes, refinq's assessments align with key frameworks such as the Taskforce on Nature-related Financial Disclosures (TNFD), Corporate Sustainability Reporting Standard (CSRD), and European Sustainability Reporting Standards (ESRS), ensuring compliance with international regulations.
How granular is the data provided by refinq?
refinq offers hyper-granular data, creating nature assessments for any company location globally with a granularity of up to 25 meters. This allows for precise risk evaluation and management at the asset level.
Can refinq forecast environmental impacts into the future?
Yes, refinq allows for forecasting environmental impacts based on four climate scenarios up to the year 2100. This forward-looking approach aids in long-term strategic planning and risk mitigation.
How does refinq translate environmental risks into financial terms?
refinq provides financial damage estimates for both climate and nature risks, enabling businesses to quantify potential financial impacts and make informed investment and operational decisions.
Is refinq suitable for global operations outside the EU?
Absolutely. refinq's assessments follow international frameworks like TNFD and our data souces have truly global reach.
What industries can benefit from using refinq?
refinq serves a diverse range of industries, including utilities, manufacturing, financial institutions, and more. Any organisation seeking to understand and manage its nature-related risks can benefit from refinq's platform.
How can I get started with refinq?
To begin leveraging refinq's Nature Intelligence Hub and GaiaGuide, you can book a demo through here. This will provide a comprehensive overview of how the platform can be tailored to your organisation's specific needs.
The Nature Tech Intelligence Hub from refinq enables enterprises to move beyond risk measurement—empowering them to act. Our platform helps companies transform climate and biodiversity risks into opportunities to reduce costs, future-proof operations, and stay competitive in a rapidly changing world.
By combining high-resolution geospatial data with AI-powered analytics, we deliver asset-specific insights that support smart decision-making and concrete nature-positive strategies. refinq can ensure your nature team goes far beyond compliance to improve operations, cut costs and protect supply chains.
Key capabilities: Site-specific risk assessments down to 25m resolution, revealing how climate and nature impact individual assets—and what to do about it. Actionable reporting aligned with CSRD, TNFD, and ESRS—giving you compliance and clarity in one place. Built for business relevance and operational efficiency, refinq’s Nature Tech Intelligence Hub empowers organizations to spot risks early, reduce resource dependency, and act on nature as a lever for resilience and value creation.
From science to action—refinq is the missing link between ecological intelligence and enterprise-grade decision-making.
Your assets are exposed to mother nature. It’s time to act.
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